Whether you’re relocating, investing, or dreaming of a Mediterranean getaway, buying property in Cyprus is an attractive and increasingly streamlined process — especially with digital platforms like Estates.com.cy leading the way. This guide walks you through the full journey, from browsing listings to getting your keys.
✅ Step 1: Define Your Goals and Budget
Before jumping into listings, get clear on:
- Purpose: Are you buying to live, rent, or invest?
- Budget: Include purchase price, taxes, legal fees (~10–12% total).
- Location: Do you prefer Nicosia for urban life, Limassol for luxury, Paphos for resort living, or Famagusta/Larnaca for coastal value?
💡 Tip: Estates.com.cy allows you to filter properties by type, budget, and area — making this step much easier.
🔍 Step 2: Start Browsing Verified Listings
Go to Estates.com.cy and:
- Browse thousands of up-to-date listings
- Use smart filters (location, price, size, features)
- Save your favorite properties and compare
🏘️ Our AI tools also recommend similar listings you might miss.
👨⚖️ Step 3: Hire a Licensed Real Estate Agent or Lawyer
While not mandatory, it’s highly recommended to:
- Work with a local real estate agent to help with negotiation
- Hire an independent lawyer (not the seller’s lawyer) to review contracts and check title deeds
💼 Need help? Estates.com.cy connects you with vetted professionals.
🧾 Step 4: Make an Offer and Sign the Reservation Agreement
Once you’ve found the right property:
- Make a formal offer — your agent handles this.
- If accepted, sign a Reservation Agreement (non-binding) and pay a small holding deposit (usually €5,000–€10,000).
📄 This takes the property off the market while legal checks begin.
🏛️ Step 5: Legal Checks and Contract of Sale
Your lawyer will:
- Verify clean title deeds
- Check for planning/building permits
- Draft the Contract of Sale
- Lodge it with the Land Registry to protect your rights
🛡️ This locks the property under your name legally, even before transfer is complete.
💸 Step 6: Pay the Purchase Price and Fees
At this stage, you’ll need to:
- Transfer the full amount (usually via bank)
- Pay applicable Transfer Fees, VAT (if new property), and Stamp Duty
- Sign the final Transfer of Ownership at the Land Registry
💰 Estimated total costs (fees + taxes): 10–12% of the property price.
🗝️ Step 7: Get the Keys and Move In
Congratulations! You’re now a property owner in Cyprus. The property is officially yours once registered, and you can move in, rent it out, or begin renovations.
📌 FAQ: Can Foreigners Buy Property in Cyprus?
Yes, non-EU citizens can buy up to two properties (house + apartment or land up to 4,000m²) with permission from the Council of Ministers — usually granted within 30 days.
🇪🇺 EU citizens have no restrictions.
💡 Why Use Estates.com.cy?
- Smart filtering, AI recommendations, and verified listings
- Easy contact with agents and sellers
- Tools for buyers, sellers, and investors — all in one place
Ready to start? Browse now at Estates.com.cy or contact us at [email protected].